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Small Business Compliance Checklist (SA)

A simple guide to keep your business legal, audit-ready, and tender-ready.

This checklist helps South African entrepreneurs understand everything they must have in place to run a compliant business. Whether you’re a startup, small business, or growing company — this applies to you.


🏢 1. CIPC Compliance

✔ Company registered (Pty) Ltd or NPO
✔ Correct financial year-end selected
✔ Annual Returns filed every year
✔ Beneficial Ownership submitted
✔ Directors’ details up to date
✔ MOI updated if needed

If any of these are not done → you’re not CIPC compliant.


💰 2. SARS Compliance

✔ Company Income Tax registered
✔ SARS Registered Representative appointed
✔ Tax Returns submitted (ITR14 for companies)
✔ Individual tax returns submitted (ITR12 for directors/trustees)
✔ VAT registered (if turnover > R1 million OR voluntarily from R50k+)
✔ PAYE/ UIF/ SDL registered (if you have employees)
✔ Tax Clearance Certificate (TCC) valid
✔ No outstanding returns or penalties

If you want tenders or funding — these are compulsory.


🏥 3. Labour Compliance

✔ Employer registered for UIF
✔ Employer registered for COIDA
✔ Return of Earnings (ROE) submitted yearly
✔ Letter of Good Standing (LOGS) valid
✔ Employment contracts for all staff
✔ Payslips issued monthly

If you hire even ONE employee, this applies to you.


📊 4. B-BBEE Compliance

✔ B-BBEE Affidavit (turnover under R10M)
✔ B-BBEE Certificate (turnover above R10M)
✔ Correct business category:

  • EME
  • QSE
  • Generic

Required for tenders, suppliers, and corporate contracts.


🧾 5. Financial Record-Keeping

✔ Monthly bookkeeping done
✔ Bank statements reconciled
✔ Fixed asset register updated
✔ Supplier & customer invoices filed
✔ VAT records kept (if applicable)
✔ Management accounts prepared
✔ Year-end Financial Statements (AFS)

Good books = business growth + fewer SARS headaches.


🛒 6. CSD (Central Supplier Database)

✔ CSD profile created
✔ Linked to CIPC & SARS
✔ Verified banking details
✔ Valid tax clearance reflected
✔ All compliance documents uploaded
✔ Renewed every 12 months

Mandatory for government contracts and tenders.


🧱 7. Industry-Specific Compliance

(Depending on your sector)
✔ Health & Safety
✔ Municipal licenses
✔ Trade permits
✔ Import/Export registration
✔ Transport permits
✔ Environmental compliance


📦 8. Business Best Practices

✔ Separate personal and business bank accounts
✔ Written agreements with clients
✔ Issue invoices with proper details
✔ Set aside money for tax
✔ Keep receipts + digital backups
✔ Have a business email & branding
✔ Have a website or online presence


🟢 FULL COMPLIANCE =

A business that is:
✔ Legal
✔ Trusted
✔ Fundable
✔ Tender-ready
✔ Audit-proof
✔ Attractive to clients


💼 Need Help Getting Compliant?

At Creative Bookkeepers (Pty) Ltd) we handle:

  • CIPC
  • SARS
  • UIF & COIDA
  • CSD
  • B-BBEE
  • Bookkeeping & Tax
  • Branding & Company Profiles

📩 WhatsApp: 065 529 8979
📩 WhatsApp: 079 919 5673

Let’s get your business fully compliant — and keep it that way. 📊✨

📅 Tax & CIPC Deadline Calendar

🧾 Bookkeeping Template (Google Sheets)

💰 Cash Flow Tracker for Entrepreneurs